and author kerry hannon is still with us. thank you both for joining us. so, kevin, let's begin with you talking about bridge work. you say we really should have a different mindset. it's common, isn't it? - oh, absolutely. i think the entire concept of "you work and then you retire" is definitely in the minority for most older americans. retirement is much more of a process, where individuals work at a career or other job and they gradually phase out of the labor force. - so one of the things you do, you study the trends. where are we in terms of this trend? and do you expect it's just going to continue in terms of numbers? - yeah. it's a good question. what we find is that about-- if you look at career workers, so individuals who've had a career job at some point in their life, about 60% of them take on another job before exiting the labor force completely. and we call those jobs "bridge jobs." they bridge the gap between career work and complete retirement. - and complete retirement, ok. what's the term you like, kerry? we didn't discuss that before. th